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Travel with comfort knowing that you’re covered. Protect yourself from unforeseen travel related expenses.

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  4.8 Stars

Why Do Canadians Need Travel Insurance?

We all love to travel, but are you prepared for the unexpected? Travel Insurance covers lost baggage, medical emergencies, personal item theft, and cancelled departures.

Depending on your Travel Insurance coverage, you will be partially or fully reimbursed for your unexpected travel related expenses. It is smart to purchase Travel Insurance as soon as you book your trip because you’re unlikely to find an insurer willing to provide you with a plan once you’ve begun your trip. Travel Insurance is vital, even if your trip is within Canada.

How do Travel (or Medical Travel) Insurance work?

Travel insurance works similarly to other types of insurance. You will pay a premium in order to get benefits that will offset the costs of unexpected travel delays or emergencies.

Depending on your plan, your travel insurance will cover a portion or all of your expenses – from hotel reservation cancellation to non-refundable flight tickets to lost baggage.

What does Travel Insurance cover?

Our travel insurance plan will vary by provider. However, travel insurance may cover a portion or all of the costs associated with travel emergencies and delays. These can include illness, ambulance services, lost belongings, tour cancellations, flight cancellations, delays due to weather, and more.

Travel insurance covers you and your belongings in the case of many issues or emergencies, including:

  • Injury
  • Trip delays
  • Lost baggage
  • Ambulance services
  • Illness
  • Trip cancellation
  • Medications
  • Medical emergencies
What factors affect Travel Insurance rates?

Like other types of insurance, rates will vary by provider and the type of coverage you need. Some factors that play a role in your travel insurance rate are:

  • Where you are traveling to
  • The kinds of activities you will be doing
  • How many people are traveling with you
  • How many past claims you have filed, if any
  • Your desired coverage
What about out-of-province trips?

While some provinces have an arrangement regarding medical billing in case of out-of-province medical necessities, that’s not always the case. You’ll likely need to file a claim to regain your losses. Even in such a scenario, you may not be able to fully recover your incurred costs.

The reason is that the cost of medical procedures varies by province. Your provincial plan may cover a portion of your medical expenses, but still leave you with thousands of dollars that you need to pay out of pocket. You also won’t be covered for emergency transportation back home.

Taking all these factors into consideration, Travel Insurance can considerably reduce your expenses in case of medical emergencies even when travelling within Canada.

Our Reviews

Excellent
Ed Conner
All great, Teresa's is the best
Mary Brosnan
Theresa Heuser was great to work with. Very informative and helpful. Will definitely use again.
joan hut
I had a very positive experience speaking with Karen over the phone. She was extremely helpful, attentive to detail, and took the time to clearly explain all of the insurance coverages available to my mom. Karen was patient, knowledgeable, and made sure we understood all the options before making any decisions. Her professionalism and excellent customer service made the entire process easy and stress-free. I truly appreciated her assistance and would highly recommend her to anyone looking for insurance guidance.
Claire May Peel
Efficient, knowledgeable and fair pricing for product received
Deborah Williams
The gentleman that helped me was great to work with. Quick and easy and an excellent quote.
Carter Laing
Great work, for helping us out regarding our Insurance. Thank you Thereas
Anne Schmidt
Artmiz was great. Very personable & helpful. I just wish she spoke slower on her messages. Just a little bit.
Thanks,
Anne
Kevin Gass
Karen Wright-Ebanks was very friendly, helpful and efficient in searching the best estimates for our needs. I will be contacting her again next year!
Shelley Moyle
Martin was very knowledgeable about the terms of the policy and got back to me, when necessary, I a timely fashion. Martin is very polite and pleasant to talk to .
Paul Fletcher
I cannot say enough about my experiences with Artmiz.
I know each time I call her she has done her utmost to give me the best offer and provides the detail so its very easy to understand.
I have recommended her to many of my friends.
jerry dubilowski
Good service and reliable and trustworthy information Thank you
Evelyn Bullington
Quick and easy
Bob Warren
Gabrial was the BEST he searched and found the BEST rates and options. My travel plans are so much easier with that help.
Barb Moore
Gabriel was very friendly and polite. He answered all my questions and explained my options. I felt very comfortable dealing with him.
joan gowan
Shiwani I was very helpful and a pleasure to work with
Maggie
Sehar Bajwa was very easy to deal with and answered my queries promptly. A very good experience.
Lyndon Pilgrim
Great service from Dornaz. Very courteous and helpful to complete my travel insurance
Stewart Clow
Dornaz got me a less expensive plan and canceled the one I mistakenly purchased. She was very professional and completed things in a quick efficient manner. I’ll be back next year.

Here I am next year.
judy kohne
Gabriel was very helpful and patient with the questions I had. What I liked most is that he would provide the information I needed and then just waited for me to decide without any pressure.
otilia miranda
I had a great experience speaking with Gabriel .l received a call with in minutes of my inquiry on line . He was very polite and knowledgeable. It took no more than a few minutes to obtain a quote for travel insurance. I will definitely contact him for future inquiries.
V М
Very professional support.
lesley staite
Shiwani was a pleasure to interact with …she was knowledgeable and explained every thing in detail when I was looking for information on Out Of Country Health Insurance Coverage. She was extremely patient when I asked her for more clarification /explanation of questions asked.
Would certainly recommend her when looking for out of province health insurance coverage .
Sue Alexander
Shiwani was most helpful and precise. Because we were leaving the next day for our holiday, we needed insurance quickly. Shiwani has a wonderful customer service and we were able to get our insurance when needed. It was a pleasure working with her.
Brian R. Post
I just recently renewed my travel insurance through Alliance Income Services Corp, with my agent Sehar Bajwa being very efficient and effective to put my coverage in place. I am appreciative and grateful for her excellent service and knowledge. Thank you, Sehar!
Vicki Robinson
Clarity about what was offered. Searching for the best deal for me.
Michael Greenhill
AIS and in particular Donaz was extremely knowledgeable and helpful in recommending our travel insurance at a very reasonable cost. Great work Donaz, thank you!
Paul McLean
I would recommend Ofir from Alliance Income for my travel insurance needs. He was fast, efficient and was able to source my travel insurance needs a a lower price than a was able to obtain from several insurance companies. Thanks!
Diane Pare
very funny, attentive, informative and would return my call within no time at all. followed up with a phone call to the company to further my comfort zone. would definitaly work with him again
Gavin Watts
Gabriel is excellent , full knowledge, polite and respectful, interested in making one feel welcomed. Recommend this sign in service to anyone needing travel insurance.
Walter Jong
it was such a pleasure to work with Artmiz Namazi in my purchase of medical travel insurance. Not often do I receive the care and authentic interest in ensuring that my needs and concerns were addressed. At the end of the day, all the costs were practically the same among many of the financial institution but Artmiz was the difference and her well deserved goodwill finalized the decision to purchase from her. Thank you so much Artmiz for all your help and assistance.
Gerry Scharff
I was surprised to receive a phone call from Alliance and then to have Dornaz walk me through the medical questions and quote a reasonable price. She was polite and very helpful for all my needs.
mary lou mcgregor
Very efficient and caring individual. He completed his role in a highly professional manner
Caralyn Crocker
Ofir Mizrahi , he handled all our transaction he was kind considerate and very professional. He made sure I understood the policy. When I couldn’t find what I needed he helped me navigate through. If all your company is as good as him you have great team . If they aren’t I’m glad I had him . Thank you for professional consideration of helping me
Caralyn Crocker
Greg Glass
Her attention to detail was great. Answered all my questions with no hesitation. Highly recommend contacting her for your insurance needs.
Dave Randhawa
Dornaz provided me with exceptional service,
very professional and knowledgeable.
Thank you Dornaz for assisting me get my travel insurance,it was a pleasure doing business with you.
Joyce Johnston
Shiwani was very helpful, and explained everything clearly
Christine Hamilton
Ofir was amazing and he was able to get an incredible deal for my upcoming cruise. Very professional!
Sheryl Dobenko
Ofir was very helpful and thorough in advising and organizing our trip cancellation insurance for un upcoming trip to Africa.
Colleen Butler
Dornanz was vey helpful and went out of her way to find us the best policy.
Rita Roy
Great at what he does!
Richard Humphries
Dornaz has been very helpful tailoring my insurance policy to suit my specific needs. She was prompt in replying to my messages and questions. Thank you, Dornaz
Ivana Gremo
I purchased travel insurance from Dornaz several times.She is very knowledgeable and takes time to explain all concerns I would have.
I would highly recommend her to anyone who needs to purchase travel insurance.
Ivana
cathy othmer
For was very patient and helpful
Diane Roy
I appreciated Shiwani patience. She was easy to understand and very helpful when I was concern about my transition. 👍
Frank Spencley
Great experience
anthony schiavone
We bought multi trip ins. today with Artmiiz . Tried different compa nies need to say we found Artmiz very informative patient and professional. Thank you.
Bruno Settimi
Ofir Mizrahi was very helpful and answered all our questions professionally.
Shirley Watkins
We dealt with Ofir who was pleasant to speak with and met all our needs.

Types of Travel Insurance in Canada

There are Travel Insurance plans designed specifically for every possible travel related event which could lead to financial loss. You can mix and match these coverages, or you can purchase a Comprehensive Travel Insurance plan, which includes all coverages for complete peace of mind.

Medical Travel Insurance

Medical Travel Insurance covers expenses related to medical emergencies, injuries, and illnesses. There are two subcategories of Medical Travel Insurance: Single Trip Insurance plan and Multi-Trip Insurance plan.

Lost Baggage Insurance

Lost Baggage Insurance covers you in the event of lost and delayed luggage. The costs of replacement items and your suitcase will be reimbursed.

Trip Cancellation And Interruption Insurance

Trip Cancellation and Interruption Insurance protects you from costs due to cancellation fees and travel interruptions caused by bad weather, travel document hurdles, and family emergencies. With Trip Cancellation and Interruption Insurance, lost reservations, missed flights, and non-refundable tickets will no longer cause you significant financial loss.

All-Inclusive Travel Insurance

All-Inclusive Travel Insurance includes all of the benefits previously mentioned. Your premiums will be higher due to its extensive coverage.

How to Save Money on Travel Insurance?

We want to help you save your money. The best way to save money on Travel Insurance is to compare rates from multiple providers. This can be extremely time consuming. Luckily, Alliance Income Services Corp. does all the hard work for you! By simply requesting a quote online through our website, we check what rates you can get from every major Canadian insurer.

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Are You A Frequent Traveller?

Purchasing a Multi-Trip policy saves you money on your Travel Insurance if you travel at least twice per year.

Travelling With Family?

When you purchase Travel Insurance for at least 3 family members, you pay a reduced rate.

Are You A Snowbird?

It’s possible to receive reduced rates when you purchase your policy well in advance of your travels. Some insurers offer reduced rates in late summer and early fall.

Extending Your Trip

Rather than buying a new policy, contact your insurance issuer to top-up your plan.

Get Travel Quotes Now

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  4.8 Stars
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