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Snowbird
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Flying south for the winter? Travel with comfort knowing that you’re covered. Protect yourself from unforeseen travel related expenses.

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What is Snowbird Travel Insurance?

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Many Canadians “snowbirds” fly south for the winter to enjoy warmer weather. Over 500,000 Canadians travel south in the winter to escape the snow. Snowbird Travel Insurance protects you from the potential out-of-pocket expenses if you were to injure yourself, lose your baggage, become ill, and more.

Your Snowbird Travel Insurance should cover your medical evacuation to Canada or another location that offers appropriate medical care. You could also find an insurance provider that covers your pre-existing medical conditions that you may suffer from.

Why should I get Travel Insurance?

Traveling enriches you with new experiences, broadens your horizons and relieves stress. When you’re taking a vacation, you expect a smooth experience filled with joy and bliss. But what do you do when the unexpected happens?

As much as we don’t like to think about it, medical emergencies, lost baggage, personal item theft, and cancelled departures are not that uncommon. You wouldn’t want either of those things to ruin your travel plans. That’s precisely the reason you need Travel Insurance, even if your getaway is within Canada.

Depending on your Travel Insurance coverage, you will be partially or fully reimbursed for your unexpected travel related expenses, such as hospital stays, non-refundable tickets, stolen items, and other travel related incurred costs.

It is in your best interest to purchase Travel Insurance as soon as you book your journey because you’re unlikely to find an insurer willing to provide you with a plan once your trip has begun.

 

What Is a Snowbird?

A snowbird is someone who travels to warmer climates when the weather turns cold in their home country. They are also referred to as “seasonal travelers” To escape the snow and frigid air, many Canadian snowbirds head south in search of beaches and sunshine.

When things get chilly, you may feel an urge to travel south for some warm, warm weather. You’re not alone. Over 500,000 Canadians travel south in the winter to escape the snow and otherwise dreary weather.

What should my Snowbird Insurance cover?

Your snowbird insurance should cover your medical evacuation to Canada or another place that offers appropriate medical care. You could also find an insurance provider that covers your pre-existing medical conditions if you suffer from some.

Does my provincial health insurance plan cover me?

Not always. Even if you are a Canadian and have government health insurance, coverage may be limited out of your province for up to 7 months.

Additionally, the amount of medical expenses while outside of Canada will result in being well above your coverage limit. These costs could add up to astronomical fees. Snowbird Travel Insurance protects you and can make up the difference.

Our Reviews

Excellent
Sally Orviss
Very professional and friendly service. Made it easy!
Craig Baker
Martin was patient and efficient in providing our travel medical insurance.thankyou!
Franca Zagarrio
Martin was an amazinging agent! He was very patient in explaining the different plans to myself and my husband. He followed up and answered all our questions.
kayiu
Sahar, the Lady who assisted me over the phone has helped me to purchase an emergency medical insurance for my wife’s traveling to the US for a few days attending the AGT on Sep 15 and Sep 16, 2026.
I have found Sehar to be a customer oriented professional who has great knowledge and patience to explain to me the importance of buying an emergency medical insurance.
I would like to thank her and I will recommend Sahar to all my friends who would like to know more about insurance. Thanks Sehar!
Jan Regnier
Great customer service. I called a few weeks ago, got a quote and received it by email. I called today, left a message, Ofir called right back. He was able to get even a better price so we completed the purchase. Very happy with Ofir's service, friendly and very helpful.
R J
Artmiz Namazi helped me many times in my travels. Always respond quick and make it easy for me. Thank you 😊
Steven Frey
Dornaz was very helpful and professional in her service. Thank you.
Maria Schmid
I received a great fast detailed service.
Thank you
Dia Aiello
Dornaz focuses on the client needs and requirements outlining the timetable for the policy and the coverages. Exceptional followup after we initiated contact. I would recommend Dornaz to anyone exploring the option of Travel Insurance. We actually did!

R & D
Rita Robson
Dornaz made my experience exceptional. I would buy again through her
Sandy Vine
Dornaz helped me and she was amazing! She explained the policy to me and told me what to do if I ever had a claim.
Reg Howard
I googled medical travel insurance Sehar called me back and was able to get what I wanted/ needed I highly recommend her, very knowledgeable. Thank you Sehar for doing such a great job
Jeanne Jeannie
Very patient answering my numerous questions.
dale FlyGuy
Dornaz is very polite and professional her assistance in obtaining travel insurance was extremely helpful. Dornaz is our go to travel insurance advisor.
Susan Carr
The agent was very pleasant and knowledgeable. Dornaz had my qoute ready quickly and was very easy to deal with.
CHERYL SMITH
Muhammad was very helpful
Isabell Phelps
The agent who provided me with the information I needed and walked me through the procedure for getting the travel insurance was Ofir. He was most helpful. Thanks.
Carol Shogilev
I was impressed with your representative. She was patient, informative and helpful. I was a novice at obtaining travel insurance and Sehar guided me through the whole process. Would recommend her to anyone asking me for a travel insurance recommendation.
miles clarke
Excellent service and Dornaz was extremely helpful for getting my son travel insurance to the US.
HB
I found Artmiz from Alliance Income Service, who assisted me and she is very helpful, friendly, knowledgeable. I have been purchasing several travel insurance from her. Never had I run into a problem and she actually helped me to connect with insurance while I was in outside the country. I highly recommend her. Thank you Artmiz for helping to find a lowest rate. It was a pleasure doing business with you.
Al MacNeil
After checking with 5 other travel/accident/ health insurance companies, I chose Alliance Income due to the extent of coverage as well as price which were best in class. In particular Karen Wright-Ebanks was excellent. She took the time to clearly explain all of the features and followed up. We will definitely be using this company and working with the same agent again.
Patti Brewin
Sehar provided a quick response to my request for a travel insurance quote and then proceeded to assist with booking and payment. Thank you Sehar!
Marge Rusnak
I can honestly see I was worried about getting travel insurance for myself and finding a reasonable price❣️😊 I didn’t have to ask her to look into other companies for pricing to compare. She just automatically did and I couldn’t be happier with going through this company. I would recommend it to friends and family.❣️😊
Don LeBlanc
I request quotes from the company re travel insurance and dealt with agent, Theresa Heuser, she was very informative and knowledgeable of the packages offered by Alliance Income Services. She made my inquiry very easy and straight forward to understand.
marilyn campbell
Your employee Dormaz was amazing. Very helpful explaining the coverage I purchased and the amount charged. She was very prompt in getting back to me.
Bets Roos
Outstanding service! Excellent, prompt, friendly and knowledgeable travel and medical insurance service given by Ofir throughout various interactions.

Thank you very much, Ofir, your assistance is highly appreciated!
Marilin MBrace
Dornaz was very professional, knowable and friendly.
Debbie Stevens
Polite, helpful and efficient with a sense of humor. Great person to help customers.
Z. H.
Karen was very helpful in this process.
Cathleen Seamone
It was a pleasure talking to Karen Wright in ordering to purchase my travel insurance.
She was very pleasant and knowledgeable.
Thank you! Catherine (Cathleen Seamone)
Charles Boole
Sehar Bajwa gave me fantastic service for Medical Travel Insurance.

She was knowledgeable about the products she had and which ones's suited me. Even though I changed the dates of travel for a single trip a few times she was patient with me and gave me exactly what I wanted.

If you ever want Travel Insurance ask for Sehar Bajwa.

A More Than Satsified Client
Marian Avery
Very easy process to book insurance by Ofir.
Steve Shin
Ofir provided exceptional service in helping me secure emergency travel medical insurance. I had some very technical questions regarding top-up coverage and stability periods, and Ofir answered all of them clearly, promptly, and professionally. He made a potentially stressful and confusing process completely seamless and ensured I had the exact, safe coverage I needed. Thank you, Ofir, for the outstanding support and peace of mind!
Christiane Delon
It is the second time that I deal with Karen Wright to insure my trips and I am very happy with her service. She is competent, efficient, profesional and very courteous. I'll will call her again for my next trip.
Sara Raizel
Process was quick and easy, Ofir was pleasant and knowledgeable and helped me out start to finish in just a few minutes. For a future trip I will probably get other extended coverage as well, as for this trip we bought only medical and indeed unfortunately needed it
Rhonda Handlechner
Dornaz was knowledgeable and easy to deal with. She gave me a rundown on the policy and made me feel at ease.

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How to Save Money on Snowbird Travel Insurance?

We want to help you save your money. The best way to save money on Snowbird Travel Insurance is to compare rates from multiple providers. This can be extremely time consuming. Luckily, Alliance Income Services Corp. does all the hard work for you! By simply requesting a quote online through our website, we check what rates you can get from every major Canadian insurer.

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Compare Rates

Don’t just go for the first Snowbird Travel Insurance policy that you see, get multiple quotes from different providers to get the best price.

Go for Coverage Bundles

Bundle your Snowbird Travel Insurance with other policies like your Health and Dental Insurance. Some providers offer you a cheaper rate if you bundle your coverage.

Ask for Discounts

Insurance providers may offer periodic discounts that you’re not aware of. You never know, so ask your provider for a discount on your coverage.

Don’t Go for the Extremes

If you practice extreme sports then you should know that most insurance providers wont cover the cost if you are injured while participating in that activity. Ask your provider what you’re allowed to do while you’re away.

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  4.8 Stars
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